Texas Paycheck Calculator
Estimate your take-home pay after federal taxes and deductions. Texas has no state income tax, making your calculations simpler than in many other states.
Pay Information
Filing Status
Pre-Tax Deductions
Post-Tax Deductions
Note: This calculator provides estimates only and should not be relied upon for exact tax calculations. Texas has no state income tax, but federal taxes still apply. For accurate tax advice, please consult a tax professional.
Texas is one of nine states in the U.S. that doesn’t impose a state income tax on its residents. This means that workers in Texas only need to pay federal taxes, which include federal income tax, Social Security tax (6.2%), and Medicare tax (1.45%). The absence of state income tax makes Texas an attractive place for workers looking to maximize their take-home pay. However, it’s worth noting that Texas compensates for this lack of income tax with relatively higher property taxes and sales taxes compared to other states.
How to Use the Texas Paycheck Calculator
Step 1: Enter Your Pay Information
Select whether you’re paid hourly or by salary. For hourly workers, enter your hourly rate and the number of hours you work per week. For salaried employees, input your annual salary. Then choose your pay frequency (weekly, bi-weekly, semi-monthly, or monthly).
Step 2: Specify Your Filing Status
Select your federal filing status from the dropdown menu (Single, Married Filing Jointly, Head of Household, or Married Filing Separately). Enter the number of allowances you claim and any additional withholding amounts you’ve specified on your W-4 form.
Step 3: Add Your Deductions
Enter any pre-tax deductions such as retirement contributions (as a percentage), health insurance premiums, and other pre-tax deductions. Also include any post-tax deductions that are taken from your paycheck after taxes are calculated.
Step 4: Calculate and Review Results
Click the “Calculate Paycheck” button to see your results. Review the detailed breakdown of your gross pay, taxes, deductions, and net pay. The calculator provides a comprehensive explanation of how your take-home pay was determined.
Step 5: Adjust Inputs as Needed
If you want to see how changes to your income, deductions, or filing status affect your take-home pay, simply adjust the inputs and recalculate. This can help you plan for tax changes, salary adjustments, or modifications to your retirement contributions.